🇮🇳 Stand-Up India Scheme: An Overview
Launched April 2016
- Government of India initiative launched on April 5, 2016.
- Aims to promote entrepreneurship among disadvantaged groups.
- Facilitates bank loans for new 'greenfield' project enterprises.
🤝 Empowering Women, SC, ST Entrepreneurs
Inclusive Growth Focus
- Scheme specifically targets Scheduled Caste (SC) and Scheduled Tribe (ST) individuals.
- Also aims to empower women entrepreneurs across India.
- Ensures inclusive economic development by supporting marginalized communities.
📊 Distribution of Loans by Beneficiary Category
Stand-Up India Scheme, All-India Data
Department of Financial Services, Ministry of Finance, Stand-Up India Scheme Progress Report (as of March 31, 2024)
💰 Significant Loan Assistance Provided
Up to ₹1 Crore
- Facilitates bank loans ranging from Rs 10 lakh to Rs 1 Crore.
- Aims to provide substantial financial backing for new ventures.
- Loans are provided by various banks across the country.
📊 Cumulative Loan Amount Sanctioned
Stand-Up India Scheme, FY 2016-Present (₹ Crore)
Press Information Bureau (PIB), Government of India, 'Stand-Up India Scheme Completes 7 Years on April 05, 2023', March 2023.
🌱 'Greenfield' Project Mandate
Focus on New Ventures
- Loans are exclusively for 'greenfield' projects.
- A greenfield project signifies setting up an entirely new enterprise.
- Does not support expansion of existing businesses or their needs.
🏭 Diverse Sectors for Entrepreneurship
Manufacturing, Services, Trading
- Supports enterprises in manufacturing, services, and trading sectors.
- Also includes activities allied to agriculture.
- Provides a broad scope for varied entrepreneurial initiatives across industries.
📊 Loan Distribution by Enterprise Sector
Stand-Up India Scheme, All-India Data (FY 2021-2023)
Press Information Bureau (PIB) - Stand-Up India Scheme, Ministry of Finance (2022)
🏛️ Ministry of Finance Oversight
Central Government Scheme
- The Stand-Up India Scheme is managed by the Ministry of Finance.
- It is a central sector scheme of the Government of India.
- Ensures structured implementation and financial management.
💪 Promoting Aatmanirbhar Bharat
Fostering Self-Reliant India
- The scheme aligns with the vision of 'Aatmanirbhar Bharat' (Self-Reliant India).
- Aims to empower individuals to become job creators.
- Contributes to economic growth and self-sufficiency at grassroots levels.
💻 Supported by Digital India Campaign
Enhanced Digital Infrastructure
- The Digital India campaign supports initiatives like Stand-Up India.
- Aims to provide government services electronically and improve online infrastructure.
- Facilitates accessibility and awareness of such schemes through digital means.
🚀 Complementing Startup India Initiative
Holistic Entrepreneurial Support
- Stand-Up India works in conjunction with the broader Startup India initiative.
- Startup India provides a platform for various stakeholders and ecosystem support.
- Together, they create a comprehensive framework for new businesses in India.
🏦 Broad Bank Branch Reach
One Borrower Per Branch
- Mandates at least one SC/ST borrower and one woman borrower per bank branch.
- Ensures wide distribution and accessibility of the scheme.
- Promotes reach into diverse geographical and rural areas.
📈 Enduring Impact & Future
Continuing to Empower
- Launched in 2016, the scheme has continued for over 8 years (as of 2025).
- Aims for sustained impact on socio-economic upliftment.
- Supports job creation and wealth generation in target communities for the long term.
📊 Annual Number of Beneficiaries Supported
Stand-Up India Scheme, FY 2016-Present
Press Information Bureau (PIB), Government of India, 'Stand-Up India Scheme: Empowering Women & SC/ST Entrepreneurs', October 18, 2023.